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How to Easily Reduce Your Auto Insurance Premiums

Auto insurance is a necessary evil that all drivers, young and old, must pay in order to operate a vehicle. Insurance can save our wallet and even our lives in the case of an accident, but that doesn’t mean paying that bill every month gets any easier. 

There are a few tricks you could try, particularly for older drivers, which could potentially reduce your premiums drastically. 

1. Compare: Doing some comparison shopping could reveal that the company you are with may be overcharging you. You don’t have to stay with the same company forever; if you find better deals, switch carriers!

2. Combine Policies: If you have multiple cars insured under different carriers, you are most likely overpaying. Carriers generally provide better deals when you combine multiple vehicles under one policy. 

3. Higher Deductibles: Having a higher deductible can sometimes lower your monthly premiums. 

4. AARP Driver Safety: By taking an AARP driver safety course, your carrier may offer you discounts because of your renewed awareness of driver safety. 

5. Low-Mileage Discounts: Some carriers offer discounts to those who put few miles on their car per year.
6. Car Safety Discounts: Ask your carrier about any car safety discounts they honor. Some may provide discounts for having safe airbags, anti-lock brakes, automatic seat belts, alarm systems, even daytime running lights. 

These are a few quick and easy tricks that can save you hundreds or even thousands of dollars a year, and all it takes is one quick phone call to find out how much money you could save!

Sources: Courier Journal
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